Mohamad Fardous
Founder & Creative Director — House of Karma (Detroit, MI)
Lead Systems Architect — Studio Escrow (California)
Licensed Mortgage Advisor — Sponsored by West Capital Lending
Artist & Founder — Karma by Design
"Everything I do comes back to one idea — do good, give without expectation, and it comes back. That's not a slogan. It's how I've built every business."
Mohamad Fardous is a multi-disciplinary entrepreneur, mortgage strategist, and system architect with 10+ years in finance (former Director of Finance at Rocket Mortgage) and 15+ years in sales leadership. He combines financial engineering, revenue systems, and brand strategy into a unified framework serving clients, real estate professionals, and businesses nationwide.
Finance. Sales. Creative Strategy.
Finance & Mortgage Engineering
Former Director of Finance at Rocket Mortgage. Specialist in debt consolidation math, weighted interest modeling, DSCR, bank statement loans, and wholesale rate optimization across 170+ lenders.
Explore Mortgage Practice →Agency & Brand Strategy
Founder & CEO of House of Karma — a Detroit-based creative agency constructing brand identities, lead funnels, CRM workflows, and full-stack digital growth systems for service businesses and real estate leaders.
Visit House of KarmaEscrow Tech & Art Ecosystem
Lead Systems Architect for Studio Escrow (cloud transaction software) and founder of Karma by Design — an art platform with an ongoing exhibit at the Westin Book Cadillac Hotel donating sales to charity. Full collection available at karmaxdesign.com.
University Guest Speaker & Panelist
Mohamad regularly mentors students and speaks on brand strategy, customer psychology, and sales engineering at top institutions.
Alumnus · Guest Speaker · Student Mentor on Sales Psychology & Strategy
Industry Judge & Panelist for Final Year Brand & Creative Capstones
School of the Art Institute Guest Speaker on Creative Business & Monetization
Guest Speaker on Strategic Communications & Personal Branding
Professional Certifications & Training
Articles & Published Insights
Mortgage Suite by Studio Escrow & House of Karma: System Engineering for Top-Producing Loan Officers
Custom brand engineering, AI voice receptionists, CRM pipelines, and automated 30/60/90-day loan seasoning triggers built specifically for mortgage originators.
Healthcare Marketing & The HIPAA-Compliant Medical Suite: Transforming Patient Acquisition
How House of Karma and Studio Escrow's Medical Suite provides plastic surgeons, med spas, and health practices with BAA-backed CRM pipelines and AI receptionists.
Mohamad Fardous Expands Westward: California Realtor License & Studio Escrow Partnership
Licensed as a California Realtor as House of Karma signs a strategic partnership with Studio Escrow — building a vertically integrated real estate ecosystem.
AI Agents & Autonomous Workflows in Real Estate & Mortgage: The 24/7 Digital Employee
How Mohamad Fardous and Studio Escrow use native Claude AI, autonomous voice receptionists, and smart workflow automations to convert leads 24/7.
Why an Independent Mortgage Broker Beats Big Bank Lenders Every Time
Access to 170+ lenders, wholesale pricing, and personalized strategy — why independent brokers deliver better rates than retail bank loan officers.
From Corporate Finance to 22-State Mortgage Authority: The Mohamad Fardous Story
How a Detroit-born entrepreneur leveraged corporate finance to build a multi-state mortgage brokerage, marketing agency, and art platform.
Custom App Development, Dashboards & Sales Consulting: House of Karma's Enterprise Solutions
Learn how House of Karma builds custom web applications, real-time analytics dashboards, and sales pipeline consulting for mortgage brokerages and health systems.
House of Karma: How a Detroit Creative Agency Became the Real Estate Industry's Secret Weapon
Inside House of Karma — the Detroit marketing agency building brand systems, lead funnels, and CRM workflows for mortgage brokerages and real estate teams.
Work Directly With Mohamad
Whether you need a mortgage in any of my 22 licensed states, strategic brand engineering via House of Karma, or transaction architecture through Studio Escrow.