Last Updated: 8/20/2026
Mohamad Fardous ("we", "our", or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.mfardous.com, use our services, or communicate with us via text message (SMS).
1. Information We Collect
We may collect personal information that you voluntarily provide to us when you express an interest in obtaining information about us or our products and services, when you participate in activities on the website, or otherwise when you contact us. The personal information that we collect depends on the context of your interactions with us and the website, the choices you make, and the products and features you use.
- Personal Information Provided by You: We collect names, phone numbers, email addresses, mailing addresses, financial information related to mortgage inquiries, and other similar information.
- SMS/Text Messaging Data: When you opt-in to receive text messages from us, we collect your mobile phone number and any messages you send to us.
2. How We Use Your Information
We use personal information collected via our website for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests, in order to enter into or perform a contract with you, with your consent, and/or for compliance with our legal obligations.
- To facilitate account creation and logon process.
- To send administrative information to you.
- To fulfill and manage your requests.
- To deliver targeted advertising to you.
- To communicate with you via SMS/text message regarding your inquiries, application status, or promotional offers (only if you have explicitly opted in).
3. A2P 10DLC Compliance & SMS Privacy
We comply with all A2P 10DLC (Application-to-Person 10-Digit Long Code) regulations regarding text messaging.
- Opt-In: By providing your phone number and checking the consent box on our forms, you explicitly consent to receive SMS/text messages from Mohamad Fardous.
- Opt-Out: You may opt out of receiving text messages at any time by replying "STOP" to any message you receive from us. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us.
- Help: If you are experiencing issues with the messaging program you can reply with the keyword "HELP" for more assistance, or you can get help directly at mfardous@westcapitallending.com.
- Message and Data Rates: Message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies.
- Data Sharing: Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
4. Sharing Your Information
We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations.
- Lenders and Financial Institutions: As a mortgage advisor, we share your information with West Capital Lending and their network of lenders solely for the purpose of securing mortgage financing on your behalf.
- Service Providers: We may share your data with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf and require access to such information to do that work (e.g., CRM systems like GoHighLevel).
5. Security of Your Information
We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.
6. Contact Us
If you have questions or comments about this Privacy Policy, please contact us at:
Mohamad Fardous
Email: mfardous@westcapitallending.com
Phone: 949-569-7945