Terms of Service

Last Updated: 8/20/2026

Welcome to the website of Mohamad Fardous. By accessing or using our website (www.mfardous.com) and services, you agree to be bound by these Terms of Service. Please read them carefully.

1. Informational Purposes Only

The content on this website is for informational purposes only and does not constitute financial, legal, or tax advice. While Mohamad Fardous is a licensed Mortgage Loan Originator (NMLS #1448893), the information provided on this site should not be construed as a commitment to lend or a guarantee of loan approval. All loan programs are subject to credit approval, property eligibility, and lender guidelines.

2. SMS / Text Messaging Terms (A2P 10DLC)

By opting in to receive SMS/text messages from Mohamad Fardous, you agree to the following terms:

• Consent: You expressly consent to receive communications via text message to the mobile number you provided. These messages may include updates on your loan application, appointment reminders, and promotional offers.
• Opt-Out: You can cancel the SMS service at any time. Just text "STOP" to the shortcode or number from which you received the message. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.
• Help: If you are experiencing issues with the messaging program you can reply with the keyword "HELP" for more assistance, or you can get help directly at mfardous@westcapitallending.com.
• Carrier Liability: Carriers are not liable for delayed or undelivered messages.
• Rates: As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
• Privacy: If you have any questions regarding privacy, please read our Privacy Policy. Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes.

3. User Conduct

You agree to use this website only for lawful purposes. You are prohibited from using the site to:

• Submit false, inaccurate, or misleading information.
• Attempt to interfere with the proper functioning of the site.
• Engage in any activity that violates any applicable local, state, national, or international law.

4. Intellectual Property

All content, design, graphics, text, and logos on this website are the intellectual property of Mohamad Fardous or its licensors and are protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works without express written permission.

5. Limitation of Liability

To the maximum extent permitted by law, Mohamad Fardous shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your use of this website or services, even if advised of the possibility of such damages.

6. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Any changes will be effective immediately upon posting to the website. Your continued use of the website after any changes constitutes your acceptance of the new terms.

7. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Mohamad Fardous
Email: mfardous@westcapitallending.com
Phone: 949-569-7945